Community Motivation for Selecting Zakat, Infaq, and Sadaqah Payment Methods Using Fintech Platform
Abstract
From time to time, the amount of zakat, infaq, and sadaqah collected increases. Due to the fact that the collection of zakat, infaq, and sadaqah has not yet reached its full potential, it is crucial to study Muzakki's behavior on the fintech platform. This study expands on prior research by introducing new variables based on knowledge of internal and external factors. This study employed a qualitative approach. Nine samples were obtained through Muzakki from individuals who had paid zakat, infaq, and sadaqah through the fintech platform. This study's data analysis involved data reduction, data presentation, and conclusion drawing. According to research, Muzakkis have diverse motivations for selecting fintech platforms as payment methods for zakat, infaq, and sadaqah. They cited internal considerations as the primary reason for selecting the QRIS and CoopLink fintech platforms as zakat, infaq, and sadaqah payment platforms. Then, external factors are influenced by the workgroup that an individual joins and the surrounding environment. Regardless of the diversity of motivational factors in this study, all informants felt the same way when using the fintech platform to pay zakat, infaq, and sadaqah: curiosity and ease. And based on the findings of this study, it is possible to conclude that the selection of the appropriate payment method can influence the collection of zakat, infaq, and sadaqah.
Keywords
Full Text:
PDFReferences
APJII. (2020). Laporan Survei Internet APJII 2019-2020 (Q2). Retrieved May 26, 2022, from https://apjii.or.id/survei-Penetrasi-dan-Perilaku-Pengguna-Internet-Indonesia-2019-2020 (Q2).
Badan Pusat Statistik. (2020). Jumlah Penduduk Muslim. Retrieved Januari 28, 2022, from https://www.bps.go.id.
Cahyani, U. E., Sari, D. P., & Afandi, A. (2022). Determinant of Behavioral Intention to Use Digital Zakat Payment: The Moderating Role of Knowledge of Zakat. ZISWAF: Jurnal Zakat Dan Wakaf, 9(1), 1–16. https://doi.org/10.21043/ZISWAF.V9I1.13330
Fatmawati. (2020). Motivasi Masyarakat Kota Makassar Melakukan Transaksi Melalui E-Commerce. Jurnal Ekonomi Islam, 7, 74–85.
FSB. (2019). Fintech in finance Market developments and potential financial stability implications. Retrieved November 15, 2020, from https://www.investor.id/editorial/regulasi-fintech.
Isabela, & Umam, M. (2020). Optimalisasi Fintech di Sektor Filantropi Islam untuk Pengembangan ZISWAF. Jurnal Ekonomi Syariah, 7(2), 75–85.
Kadarisman. (2012). Manajemen Pengembangan Sumber Daya Manusia. Jakarta: PT. Raja Grafindo Persada.
Kotler, Philip and Kevin Lane Keller. (2009) Manajemen Pemasaran, edisi 13, Jakarta: Erlangga.
Lazismu Jawa timur. (2018). Majalah Matahari. Surabaya: Lazismu Jawa Timur.
Majid, A. (2013). Strategi Pembelajaran. Bandung: PT. Remaja Rosdakarya.
Malau, H. (2017). Manajemen Pemasaran : Teori dan Aplikasi Pemasaran Era Tradisional Sampai Era Modernisasi Global. Bandung: Alfabeta.
Meshavara, S. H. (2020). Pengaruh Media Sosial Whatsapp Terhadap Motivasi Belajar Mahasiswa Di Kabupaten Bogor Wilayah Selatan. JTEV (Jurnal Teknik Elektro Dan Vokasional), 6(2), 248–257. https://doi.org/10.24036/JTEV.V6I2.109131
Mujahidin, A. (2020). Pengaruh Fintech e-wallet Terhadap Perilaku Konsumtif Pada Generasi Millennial. Inovbiz: Jurnal Inovasi Bisnis, 8(2), 143–150. https://doi.org/10.35314/INOVBIZ.V8I2.1513
Mustaqim, M. (2019). Tafsir Ayat-Ayat Zakat Sebagai Penguat Konsep Filantropi Ekonomi Keummatan. Jurnal Qawanin, 3(2), 117–137.
Narastri, M. (2020). Financial Technology (Fintech) di Indonesia Ditinjau dari Perspektif Islam. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 2(2), 155–170. https://doi.org/10.31538/IIJSE.V2I2.513
Nazlah, K. (2021). Analisis Pengelolaan Zakat, Infak, Dan Sedekah (ZIS) Untuk Meningkatkan Ekonomi Duafa (Studi Kasus di Lembaga Amil Zakat Nurul Hayat Cabang Medan ) | Khairina | AT-TAWASSUTH: Jurnal Ekonomi Islam. AT-TAWASSUTH: Jurnal Ekonomi Islam, 4(1), 160–184. http://jurnal.uinsu.ac.id/index.php/tawassuth/article/view/4091/2094
Noor, J. (2016). Metodologi Penelitian. Jakarta: Kencana Prenada.
Nur, S. E., Nur, D., & Cholild, M. M. (2019). Peran Fintech dalam Meningkatkan Literasi Keuangan pada Usaha Mikro Kecil Menengah di Malang. Jurnal Ilmiah Riset Akuntansi, 04(8), 90–104. http://riset.unisma.ac.id/index.php/jra/article/view/4038
OJK. (2017). Otoritas Jasa Keuangan. Retrieved Februari 11, 2022, from https://www.ojk.go.id/id/Default.aspx.
Poloma, M. (1999). Sosiologi Kontemporer. PT. Raja Grafindo Persada.
Puskaz-Baznaz. (2021). Hasil Pengukuran Indeks Transparansi OPZ 2020. Pusat Kajian Strategis Badan Amil Zakat Nasional.
Puskas-BAZNAS. (2022) Outlook Zakat Indonesia. Retrieved February 26, 2022, from https://www.puskasbaznaz.com/publication/books/1610-outlook-zakat-indonesia-2022
Rachman, M. A., & Salam, A. N. (2018). The Reinforcement of Zakat Management through Financial Technology System. International Journal of Zakat, 3(1), 57–69. https://doi.org/10.37706/iconz.2018.122
Rohim, A. N. (2019). Optimalisasi Penghimpunan Zakat Melalui Digital Fundraising. Al-Balagh : Jurnal Dakwah Dan Komunikasi, 4(1), 59–90. https://doi.org/10.22515/BALAGH.V4I1.1556
Rohmah, I. L., Ibdalsyah, I., & Kosim, A. M. (2020). Pengaruh Presepsi Kemudahan Berdonasi, dan Efektivitas Penyaluran Menggunakan Fintech Crowdfunding Terhadap Minat Membayar Zakat, Infaq, Shadaqoh. Kasaba: Jurnal Ekonomi Islam, 13(1), 42–51. https://doi.org/10.32832/KASABA.V13I1.3397
Rokhmatul, A. I. (2021). Tantangan Transformasi Digital Bagi Kemajuan Perekonomian Indonesia. Jurnal At-Tamwil: Kajian Ekonomi Syariah, 3(2), 140–153. https://doi.org/10.33367/AT.V2I3.1458
Soeharjoto, Tribudhi, D. A., & Nugroho, L. (2019). FintechhDi Era Digital Untuk Meningkatkan Kinerja ZIS di Indonesia. Jurnal Ilmiah Ekonomi Islam, 5(03), 137–144.
Sugiyono. (2016). Metode PenelitiannKombinasi (Mixed Methods) (M. T. Sutopo (Ed.); Cetakan ke). Jakarta: Afabeta.
Suryani, E. (2020). Zakat Infak Sodaqoh sebagaiiInstrumen Pertumbuhan Ekonomi di Indonesia. As-Syar’i: Jurnal Bimbingan & Konseling Keluarga, 2(1), 119–133. https://doi.org/10.47467/AS.V2I1.127
Yuniati, U., & Katon, F. (2020). Motive and millennial Self Concept in Understanding Digital Transactions through Phenomenology Approach. Jurnal Ilmu Komunikasi, 18(1), 18–31. https://nextren.grid.id.
DOI: http://dx.doi.org/10.21043/ziswaf.v9i1.14301
Refbacks
- There are currently no refbacks.
Copyright (c) 2022 ZISWAF: JURNAL ZAKAT DAN WAKAF
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.