The Role of Religious Faith on Female Muslim Attitude and Behavior of Charity Intention
Abstract
This study aims to explore how women’s religious faith influences their interest in giving charity. The female Gen-Z has a unique and fast adaptation to digital and social media. It is important to explore their role in giving to charity. The sample size of this study is 311. Data was collected using purposive sampling based on specific criteria: female Muslim, done performing or ever performing a charity, Gen-Z between 17 to 21 years old. The research results were analyzed using Structural Equation Modeling (SEM) by employing AMOS 20; hence, Exploratory Factor Analysis (EFA) and Confirmatory Factor Analysis (CFA) are essential for ensuring the reliability and validity of data analysis. EFA was analyzed through SPSS 20, while CFA and SEM were through AMOS 20. This study reveals that religious faith has a positive and significant impact on attitude and perceived behavioral control. Additionally, both attitude and perceived behavioral control significantly influence the intention of Muslim female Gen-Z to engage in charitable acts. This study is limited to female Muslim Gen-Z individuals. Therefore, future studies need to expand the demographic. This study also did not explore potential mediating or moderating factors. Therefore, future studies are encouraged to add mediating or moderating variables.
Keywords
Full Text:
PDFReferences
Abdullah, M.A. (2015) ‘Religion, Science, and Culture: An Integrated, Interconnected Paradigm of Science’, Al-Jami’ah: Journal of Islamic Studies, 52(1), pp. 175–203. Available at: https://doi.org/10.14421/ajis.2014.521.175-203.
Ajzen, I. (1991) ‘The theory of planned behavior’, Organizational Behavior and Human Decision Processes, 50(2), pp. 179–211. Available at: https://doi.org/10.1016/0749-5978(91)90020-T.
Ajzen, I. (2015) ‘The Theory of Planned Behaviour is Alive and Well, and Not Ready to Retire: a Commentary on Sniehotta, Presseau, and Araújo-Soares’, Health Psychology Review, 9(2), pp. 131–137. Available at: https://doi.org/10.1080/17437199.2014.883474.
Ajzen, I. (2020) ‘The theory of planned behavior: Frequently asked questions’, Human Behavior and Emerging Technologies, 2(4), pp. 314–324. Available at: https://doi.org/10.1002/hbe2.195.
Ajzen, I. and Fishbein, M. (1977) ‘Attitude-behavior relations: A theoretical analysis and review of empirical research.’, Psychological Bulletin, 84(5), pp. 888–918. Available at: https://doi.org/10.1037/0033-2909.84.5.888.
Alifiandy, M.M. and Sukmana, R. (2020) ‘the Influence of Planned Behaviour Theory and Knowledge Towards the Waqif Intention in Contributing Waqf’, Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business), 6(2), p. 260. Available at: https://doi.org/10.20473/jebis.v6i2.22624.
Anderson, J.C. and Gerbing, D.W. (1988) ‘Structural equation modeling in practice: A review and recommended two-step approach.’, Psychological Bulletin, 103(3), pp. 411–423.
Arslan-Erbaş, S. (2024) ‘Religion, patriarchy and female employment in Turkey: the case of faith-based organizations’, Southeast European and Black Sea Studies, 24(4), pp. 859–880. Available at: https://doi.org/10.1080/14683857.2023.2213548.
Badan Pusat Statistik Indonesia (2020) Penduduk dan Ketenagakerjaan, Penduduk Berumur 15 Tahun ke Atas yang Bekerja Selama Seminggu yang Lalu Menurut Status Pekerjaan Utama dan Pendidikan Tertinggi yang Ditamatkan, 2019. Available at: https://bps.go.id/indikator/indikator/view_data_pub/0000/api_pub/cTkrS1dqUVVhZVI4a3dsR01hZ1MwZz09/da_03/2 (Accessed: 8 February 2022).
BAZNAS (2024) Laporan Keuangan Tahunan. Jakarta. Available at: https://ppid.baznas.go.id/laporan/laporan-keuangan.
Berakon, I., Aji, H.M. and Hafizi, M.R. (2021) ‘Impact of digital Sharia banking systems on cash-waqf among Indonesian Muslim youth’, Journal of Islamic Marketing, ahead-of-p(ahead-of-print). Available at: https://doi.org/10.1108/JIMA-11-2020-0337.
Bt Mahmud, M., Bazilah Bt Mohd Zain, N.A. and Firdaus Bt Fatah Yasin, R. (2019) ‘Participation of Muslim Women in Islamic Philanthropy in Digital Era: Malaysian Experience’, Afkaruna, 15(2). Available at: https://doi.org/10.18196/AIIJIS.2019.0101.165-186.
Busry, L.H. (2020) ‘Factors Influencing the Intention To Contribute To Cash Waqf Among Kuipsas Students’, Jurnal Al-Sirat, 19, pp. 20–33. Available at: https://ejournal.kuipsas.edu.my/index.php/qwefqwefq/article/view/25.
Charities Aid Foundation (2021) CAF (Chariteis Aid Foundation) World Giving Index 2021: A global pandemic special report.
D’Souza, C. et al. (2023) ‘The Effects of Religious Participation and Brand Image on Commitment to Donate to Faith-Based Charities’, Journal of Nonprofit & Public Sector Marketing, 35(1), pp. 81–109. Available at: https://doi.org/10.1080/10495142.2021.1953670.
El-Menouar, Y. (2014) ‘The Five Dimensions of Muslim Religiosity. Results of an Empirical Study’, methods, data, analyses (mda), 8(1). Available at: https://doi.org/https://doi.org/10.12758/mda.2014.003.
George, J.F. (2004) ‘The Theory of Planned Behavior and Internet Purchasing’, Internet Research, 14(3), pp. 198–212. Available at: https://doi.org/10.1108/10662240410542634.
Hair, J.F. et al. (2010) Multivariate Data Analysis. 7th edn. New York: Pearson Prentice Inc.
Hair, J.F. et al. (2014) Multivariate Data Analysis. Seventh. Harlow: Pearson.
Hanna, S.D. et al. (2021) ‘Husbands, wives, and financial knowledge in wealthy households’, Financial Planning Review, 4(1), p. p.e1110. Available at: https://doi.org/10.1002/cfp2.1110.
Hasyim, F. and Nurohman, Y.A. (2021) ‘Adopsi Teori Perilaku Berencana dalam Menganalisis Niat Melakukan Wakaf Tunai’, Among Makarti, 14(1), pp. 78–92. Available at: https://doi.org/10.52353/ama.v14i1.201.
Hiyanti, H., Fitrijanti, T. and Sukmadilaga, C. (2020) ‘Pengaruh Literasi dan Religiusitas Terhadapintensi Berwakaf Pada Cash Waqf Linked Sukuk (CWLS)’, Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi), 4(3), pp. 493–507.
Huda, N., Sentosa, P.W. and Rini, N. (2021) Factors that Influence Muslim Employee Behaviour to Contribute to Money Waqf through Salary Cutting. No. 4/PKDT/BWI/VI/2021. Jakarta.
Hudaefi, F.A. and Beik, I.S. (2021) ‘Digital zakāh campaign in time of Covid-19 pandemic in Indonesia: a netnographic study’, Journal of Islamic Marketing, 12(3), pp. 498–517. Available at: https://doi.org/10.1108/JIMA-09-2020-0299.
Indahsari, K. et al. (2014) ‘Determinants of individual Muslim behaviour in accomplishing Zakah, Infaq, Shadaqah and Waqf through amil institution’, International Journal of Economic Policy in Emerging Economies, 7(4), pp. 346–365. Available at: https://doi.org/10.1504/IJEPEE.2014.066627.
Ismail, H. et al. (2021) ‘Lazisnu Dan Penanggulangan COVID 19; Impelemntasi Fatwa MUI Nomor 23 Tahun 2020 Tentang Pemanfaatan Zakat Infak Shadaqah’, At-Tahdzib: Jurnal Studi Islam dan Muamalah, 9(1), pp. 19–25. Available at: http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4361.
Johari, F. et al. (2018) ‘An Empirical Study on Awqaf Endowers’ Perception: Imperatives for Awqaf Institutions’ Success’, The Journal of Muamalat and Islamic Finance Research, 15(2), pp. 66–79. Available at: https://doi.org/10.33102/jmifr.v15i2.178.
Judijanto, L., Siminto, S. and Rahman, R. (2024) ‘The Influence of Religious Beliefs and Religious Practices on Social Cohesion in Modern Society in Indonesia’, The Eastasouth Journal of Social Science and Humanities, 1(03). Available at: https://doi.org/10.58812/esssh.v1i03.276.
Juliana, J. et al. (2024) ‘Factors Affecting Students’ Intention to Donate Cash Waqf: The Mediating Role of Literacy in Indonesia’, ISRA International Journal of Islamic Finance, 16(S1), pp. 46–70. Available at: https://doi.org/10.55188/ijif.v16iS1.552.
Kaiser, H.F. (1974) ‘An Index of Factorial Simplicity’, Psychometrika, 39(1), pp. 31–36.
Kasri, R.A. and Chaerunnisa, S.R. (2022) ‘The role of knowledge, trust, and religiosity in explaining the online cash waqf amongst Muslim millennials’, Journal of Islamic Marketing, 13(6), pp. 1334–1350. Available at: https://doi.org/10.1108/JIMA-04-2020-0101.
Kasri, R.A. and Ramli, U.H. (2019) ‘Why do Indonesian Muslims donate through mosques?: A theory of planned behaviour approach’, International Journal of Islamic and Middle Eastern Finance and Management, 12(5), pp. 663–679. Available at: https://doi.org/10.1108/IMEFM-11-2018-0399.
Khan, A. et al. (2022) ‘Demographic determinants of charity donors and its implication for cash waqf institutions in Malaysia’, Journal of Islamic Marketing, 13(2), pp. 508–525. Available at: https://doi.org/10.1108/JIMA-10-2019-0211.
Kunju, M.H. and Amin, H. (2019) ‘Young intellectuals’ cash waqf acceptance in Negeri Sembilan, Malaysia: a preliminary investigation’, Labuan Bulletin of International Business & Finance, 17(2), pp. 41–50.
Latif, A., Haryadi, I. and Susilo, A. (2021) ‘Pengaruh Pemahaman Wakaf Terhadap Niat Berwakaf Tunai Jama’ah Masjid di Kecamatan Kota Ponorogo’, Islamic Economics Journal, 07(01), pp. 31–44. Available at: https://doi.org/http://dx.doi.org/10.21111/iej.v7i1.5410.
Mujahidah, A.S. and Rusydiana, A.S. (2023) ‘Perceptions of Indonesian Muslim Youth on Factors Influencing Their Intention to Perform Cash Waqf’, International Journal of Islamic Economics and Finance (IJIEF), 6(1), pp. 53–72. Available at: https://doi.org/10.18196/ijief.v6i1.13964.
Nurastuti, W. (2021) ‘Utilizing Information Technology for Independent Women Generation Z in Facing the Era of Society 5.0’, International Journal of Engineering Technology and Natural Sciences, 3(1), pp. 27–32. Available at: https://doi.org/https://doi.org/10.46923/ijets.v3i1.116.
Purwatiningsih, A.P. et al. (2023) ‘Do Gender, Financial Income, And Religiosity Influence Indonesian’s Donations?’, International Journal Ihya’ ’Ulum al-Din, 25(1), pp. 13–32. Available at: https://doi.org/10.21580/ihya.25.1.15286.
Qardhawi, Y. (1994) Fiqh al-Zakah. Cairo: Maktabah Wahba.
Rizal, H. and Amin, H. (2017) ‘Perceived ihsan, Islamic egalitarianism and Islamic religiosity towards charitable giving of cash waqf’, Journal of Islamic Marketing, 8(4). Available at: https://doi.org/10.1108/JIMA-05-2015-0037.
Rosilawati, Y. and Amanullah, F.M. (2021) ‘Cultivating an Attitude of Professionalism Based on Prophetic Value’, EDUKASI : Jurnal Pendidikan Islam (e-Journal), 9(2), pp. 139–152. Available at: https://doi.org/10.54956/edukasi.v9i2.31.
Sahal, A. (2020) ‘Analisis Faktor Yang Mempengaruhi Masyarakat Muslim Melakukan Wakaf Saham’, Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan dan Akuntansi, 12(1), pp. 43–64. Available at: https://doi.org/https://doi.org/10.35313/ekspansi.v12i1.1860.
Saleh, A. et al. (2022) ‘Determinants of Economic Empowerment and Women’s Roles Transfer’, Jurnal Penyuluhan, 18(01), pp. 118–133. Available at: https://doi.org/10.25015/18202238262.
Shukor, S.A. et al. (2017) ‘Muslim attitude towards participation in cash WAQF: Antecedents and consequences’, International Journal of Business and Society, 18(S1), pp. 193–204.
Sok, J. et al. (2021) ‘Farmer Behaviour as Reasoned Action: A Critical Review of Research with the Theory of Planned Behaviour’, Journal of Agricultural Economics, 72(2), pp. 388–412. Available at: https://doi.org/10.1111/1477-9552.12408.
Sulaiman, R. et al. (2022) ‘The Role of Religiosity in Ethical Decision-Making: A Study on Islam and the Malaysian Workplace’, Journal of Business Ethics, 179(1), pp. 297–313. Available at: https://doi.org/10.1007/s10551-021-04836-x.
Tabachnick, B.G. and Fidell, L.S. (2013) Using Multivariate Statistics. 7th edn. Boston: Pearson.
Wheaton, B. et al. (1977) ‘Assessing Reliability and Stability in Panel Models’, Sociological Methodology, 8, p. 84. Available at: https://doi.org/10.2307/270754.
Zamzamy, M.T. (2015) ‘Asalibu Muassasah Az-Zakah fi Rofahiyah Al-Mujtama’ wa Atsariha fiHayatihim Al-Iqtishodiyyah’, Islamic Economics Journal, 1(1), p. 23. Available at: https://doi.org/10.21111/iej.v1i1.343.
Zuhaily, W. (2011) Fiqh al-Islam wa Adillatuhu. Lebanon: Darul Fikr.
DOI: http://dx.doi.org/10.21043/iqtishadia.v17i2.30310
Copyright (c) 2025 IQTISHADIA
Iqtishadia Journal Indexed by :

Iqtishadia : Jurnal Kajian Ekonomi dan Bisnis Islam is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.







