Financial Technology Peer-To-Peer Lending Berbasis Syariah Di Indonesia

Jadzil Baihaqi

Abstract


This research aims to explain the concept of online peer-to-peer lending based on sharia rules. This research uses a literature study. The findings are, first, online peer-to-peer lending allowed in Islamic law that free from prohibited transactions, using sharia contracts, transparent, and in good manner. Second, there are 6 online peer-to-peer lending models that can be done according to Fatwa DSN-MUI: 1) financing for factoring, 2) financing for procurement ordered good, 3) financing for online seller, 4) financing for online seller through payment gateway, 5) financing for employee, 5) financing for community-based.


Keywords


Financial technology peer-to-peer lending, DSN-MUI, Sharia

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References


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DOI: http://dx.doi.org/10.21043/tawazun.v1i2.4979

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ISSN 2655-9021 (print) | ISSN 2655-9579 (online)

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