Problematika Hukum dalam Pengelolaan Zakat dan Wakaf Uang di Indonesia
Abstract
Previous studies on the management of zakat and waqf in Indonesia tend to use an objective perspective and do not accommodate subjective perspectives. This study aims to complement the shortcomings of previous studies by analyzing the problems faced in the management of zakat and cash waqf in Indonesia from a subjective perspective, namely by involving a society with their culture. In line with that, two questions are formulated: First, how is the implementation of zakat and cash waqf management in Indonesia? And second, what are the problems faced in the implementation of zakat and cash waqf management in Indonesia? This study is field research with a qualitative-subjective approach. From the results of the study found two answers to the problem formulation. First, the management of zakat and cash waqf in Indonesia is quite adequate in terms of zakat and cash waqf regulations. However, in terms of achieving philanthropy from the community, it is not optimal. Second, the main obstacles in zakat management in Indonesia are the lack of management effectiveness, the lack of human resources (HR), and the still low level of awareness of muzakki. And the main obstacles in the management of cash waqf are three things, namely: weak literacy, weak trust and limited number of fundraisers spread throughout Indonesia.
Keywords
Full Text:
PDF (Bahasa Indonesia)References
Ab. Aziz, M. R., & Yusof, M. A. (2019). Deposit and financing instruments through waqf bank for fostering real economy and social sustainability. International Journal of Islamic Business Ethics. https://doi.org/10.30659/ijibe.4.2.611-626
Abbasi, M. Z. (2012). The classical Islamic law of waqf: A concise introduction. Arab Law Quarterly. https://doi.org/10.1163/157302512X629124
Abdul Shukor, S., Johari, F., Abd Wahab, K., Kefeli @ Zulkefli, Z., Ahmad, N., Haji Alias, M., Abdul Rahman, A., Mohd Orip, N. M., Ibrahim, P., & Abu-Hussin, M. F. (2019). Trust on awqaf institutions: Evidence from Malaysia. Journal of Islamic Marketing. https://doi.org/10.1108/JIMA-05-2017-0054
Alam, M. M., Shahriar, S. M., Said, J., & Monzur-E-Elahi, M. (2018). Waqf as a tool for rendering social welfare services in the social entrepreneurship context. Global Journal Al-Thaqafah. https://doi.org/10.7187/gjatsi2018-06
Amuda, Y. J., Embi, N. A. B. C., & Oladapo, H. B. (2019). Tapping waqf (endowment) property financing into agribusiness in Nigeria. International Journal of Innovation, Creativity and Change.
Ardiyansyah, R., & Kasdi, A. (2021). Strategies and optimizing the role of productive waqf in economic empowerment of the ummah. ZISWAF: Jurnal Zakat dan Wakaf. https://doi.org/10.21043/ziswaf.v8i1.9871
Arif, S., Fedro, A., Wibisono, V. F., Rivai, V., & Subagja, I. K. (2019). Existence of waqf in enhancing of Indonesia financial stability in era industrial revolution 4.0: A conceptual design. East African Scholars Journal of Economics, Business and Management.
Arshad, R., Zain, N. M., Urus, S. T., & Chakir, A. (2018). Modelling maqasid waqf performance measures in waqf institutions. Global Journal Al-Thaqafah. https://doi.org/10.7187/GJATSI2018-11
Aziz, M. W. (2017). Wakaf tunai dalam perspektif hukum Islam. International Journal Ihya’ ’Ulum Al-Din. https://doi.org/10.21580/ihya.18.1.1740
Azrai Azaimi Ambrose, A. H., Gulam Hassan, M. A., & Hanafi, H. (2018). A proposed model for waqf financing public goods and mixed public goods in Malaysia. International Journal of Islamic and Middle Eastern Finance and Management. https://doi.org/10.1108/IMEFM-01-2017-0001
Darus, F., Ahmad Shukri, N. H., Yusoff, H., Ramli, A., Mohamed Zain, M., & Abu Bakar, N. A. (2017). Empowering social responsibility of Islamic organizations through waqf. Research in International Business and Finance. https://doi.org/10.1016/j.ribaf.2017.07.030
Elasrag, H. (2017). Towards a new role of the institution of waqf. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3011290
Elesin, A. M. J. (2017). The role of al-awqāf (Islamic endowments) in poverty alleviation and community development in the Nigerian context. Journal of Muslim Minority Affairs. https://doi.org/10.1080/13602004.2017.1339497
Fanani, M. (2011). Pengelolaan wakaf tunai. Walisongo: Jurnal Penelitian Sosial Keagamaan. https://doi.org/10.21580/ws.19.1.217
Ghazali, N. A., Sipan, I., Abas, F., Fauziah, R., & Mohammad, M. T. S. (2019). Concept of valid contract declaration of waqf property in Islamic law. Journal of Fatwa Management and Research. https://doi.org/10.33102/jfatwa.vol16no2.15.
Huda, N., Rini, N., Mardoni, Y., Hudori, K., & Anggraini, D. (2017). Problems, solutions and strategies priority for waqf in Indonesia. Journal of Economic Cooperation and Development.
Igarashi, D. (2019). The waqf-endowment strategy of a Mamluk military man: The contexts, motives, and purposes of the endowments of Qijmās al-Ishāqī (d. 1487). Bulletin of the School of Oriental and African Studies. https://doi.org/10.1017/S0041977X18001519
Iman, N., Santoso, A., & Kurniawan, E. (2020). Online based waqf management system in Indonesia: A new model in management of waqf administration. International Journal of Innovation, Creativity and Change.
Ismail Abdel Mohsin, M. (2013). Financing through cash-waqf: A revitalization to finance different needs. International Journal of Islamic and Middle Eastern Finance and Management. https://doi.org/10.1108/IMEFM-08-2013-0094
Kasri, R. A., & Chaerunnisa, S. R. (2021). The role of knowledge, trust, and religiosity in explaining the online cash waqf amongst Muslim millennials. Journal of Islamic Marketing. https://doi.org/10.1108/JIMA-04-2020-0101
Kesberg, R., & Keller, J. (2021). Donating to the ‘right’ cause: Compatibility of personal values and mission statements of philanthropic organizations fosters prosocial behavior. Personality and Individual Differences. https://doi.org/10.1016/j.paid.2020.110313
Khan, T. (2019). Venture waqf in a circular economy. ISRA International Journal of Islamic Finance. https://doi.org/10.1108/IJIF-12-2018-0138
Kholis, N., Sobaya, S., Andriansyah, Y., & Iqbal, M. (2013). Potret filantropi Islam di Propinsi Daerah Istimewa Yogyakarta. La_Riba. https://doi.org/10.20885/lariba.vol7.iss1.art5
Kwok, D. W. P., Meschi, P. X., & Bertrand, O. (2020). In CEOs we trust: When religion matters in cross-border acquisitions. The case of a multifaith country. International Business Review. https://doi.org/10.1016/j.ibusrev.2020.101705
Latifah, F., & Lubis, R. (2020). Digitalization of ZISWAF development in Indonesia. https://doi.org/10.4108/eai.21-9-2019.2293962
Lestari, W., & Thantawi, R. (2016). Efektivitas pengelolaan wakaf tunai di Badan Wakaf Indonesia. Jurnal Syarikah: Jurnal Ekonomi Islam. https://doi.org/10.30997/jsei.v2i1.291
Mahfud, C., Tsalatin, R. F., Amelia, L., Dewi, N. S., Fatchurozi, M. I., Ibenzani, M. R., Agung, F., Illingworth, P., Rizal, F., Mukaromah, H., Mukhyiddin, M., & Musyafa’, M. (2020). Digitalization of Islamic philanthropy: Effectiveness of management of zakat and waqf in contemporary Indonesia. Studia Religia: Jurnal Pemikiran dan Pendidikan Islam.
Mohammad Hidir, B., Sarkawi Azila, A., & Nur Affah, M. (2021). Inheritance of house unit on waqf land from Islamic and Malaysian law perspectives. International Journal of Asian Social Science. https://doi.org/10.18488/journal.1.2021.112.114.128
Mohd Noor, A. H., Mohd Arshad, R., & Salleh, N. (2016). Religious based charity and transparency: A content analysis of waqf organizations website. Proceedings of the 27th International Business Information Management Association Conference - Innovation Management and Education Excellence Vision 2020: From Regional Development Sustainability to Global Economic Growth (IBIMA 2016).
Pabbajah, M., Widyanti, R. N., & Widyatmoko, W. F. (2019). The factors of service, religiosity and knowledge in the decision of customers to save funds in sharia banks in Yogyakarta City. International Journal of Business, Humanities, Education and Social Sciences (IJBHES). https://doi.org/10.46923/ijbhes.v1i2.37
Qurrata, V. A., Seprillina, L., Narmaditya, B. S., & Hussain, N. E. (2020). Media promotion, Islamic religiosity and Muslim community perception towards charitable giving of cash waqf. International Journal of Monetary Economics and Finance. https://doi.org/10.1504/ijmef.2020.108825
Rashid, S. K. (2018). Potential of waqf in contemporary world. Journal of King Abdulaziz University: Islamic Economics. https://doi.org/10.4197/Islec.31-2.4
Sadique, M. A., Ansari, A. H., Hingun, M., & Hasan, A. (2016). Socio-legal significance of family waqf in Islamic law: Its degeneration and revival. IIUM Law Journal. https://doi.org/10.31436/iiumlj.v24i2.275
Sano, M. A. A., & Kassim, S. (2021). Waqf governance in the Republic of Guinea: Legal framework, issues, challenges and way forward. ISRA International Journal of Islamic Finance. https://doi.org/10.1108/IJIF-03-2020-0064
Shaikh, I. A. (2018). The foundations of waqf institutions: A historical perspective. Intellectual Discourse.
Shulthoni, M., & Saad, N. M. (2018). Waqf fundraising management: A conceptual comparison between traditional and modern methods in the waqf institutions. Indonesian Journal of Islam and Muslim Societies. https://doi.org/10.18326/ijims.v8i1.57-86
Sukmana, R. (2020). Critical assessment of Islamic endowment funds (waqf) literature: Lesson for government and future directions. Heliyon. https://doi.org/10.1016/j.heliyon.2020.e05074
Sulaiman, S., Hasan, A., Mohd Noor, A., Ismail, M. I., & Noordin, N. H. (2019). Proposed models for unit trust waqf and the parameters for their application. ISRA International Journal of Islamic Finance. https://doi.org/10.1108/IJIF-02-2018-0019
Uyun, Q. (2015). Zakat, infaq, shadaqah, dan wakaf sebagai konfigurasi filantropi Islam. Islamuna: Jurnal Studi Islam. https://doi.org/10.19105/islamuna.v2i2.663
Winarsih, R., Masrifah, A. R., & Umam, K. (2019). The integration of Islamic commercial and social economy through productive waqf to promote pesantren welfare. Journal of Islamic Monetary Economics and Finance. https://doi.org/10.21098/jimf.v5i2.1065
DOI: http://dx.doi.org/10.21043/tawazun.v8i2.36200
Refbacks
- There are currently no refbacks.
Copyright (c) 2026 TAWAZUN: Journal of Sharia Economic Law
Tawazun: Journal of Sharia Economic Law has been Indexed by :

Tawazun: Journal of Sharia Economic Law by Sharia Economic Law Department, Sharia Faculty, State Islamic Institute of Kudus, Kudus, Indonesia is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.








