Tinjauan Hukum Islam terhadap Pinjaman Kredit Usaha Masyarakat di Unit BUMDes “Loh Jinawi” Desa Candipari Kecamatan Porong Kabupaten Sidoarjo
Abstract
Mu'amalah in the Islamic context requires fellow human beings to cooperate and relate to
each other to increase benefit and not cause harm to each other. The debt receivables
agreement is intended to help each other among fellow human beings, tosolvean problem
and facilitate the continuity of hislife. The purpose of this study is to analyze the borrowing
of community business loans in the BUMDes unit "Loh Jinawi" Candipari Village, Porong
District, Sidoarjo Regency based on a review of Islamic law. This research is a field research
(field research). The research used is qualitative research, where the author conducts
research by looking for direct data in the field to understand comprehensively how the
implementation of business credit loans in the community in the BUMDes unit "Loh
Jinawi" Candipari Village, Porong District, Sidoarjo District viewed from Islamic law.
The results of the research obtained by the researchers showed that the practice or
mechanism of community business credit loans in the BUMDes unit "Loh Jinawi"
candipari village, Porong district, Sidoarjo Regency, found that there was interest interest
charged to borrowers or debtors. So according to the clerics' adherents of madzhab imams,
if in a contract of debts there is an additional element or interest then the law is illegitimate.
Keywords
Full Text:
PDF (Bahasa Indonesia)References
Abu Isa at-Tirmidzi. (2005). Sunan at-Tirmidzi (Juz 3). Maktabah Kutub al-Mutun.
Agustinar, & Rini, N. (2018). Tinjauan Hukum Islam Terhadap Pembayaran Hutang Piutang Dengan Penambahan Dari Hasil Panen Padi. Al Muamalat Jurnal Hukum Ekonomi Syariah, III(2), 152–153.
Al-Jazairi, A. B. J. (2003). Minhajul Muslimin. Dar al-Fikr.
Chairuman Pasaribu dan Suhrawardi K. Lubis. (1994). Hukum Perjanjian dalam Islam. Sinar Grafika.
Departemen Agama RI. (2004). Al-Qura’an dan Terjemahannya. CV. Penerbit J-Art.
Gatot Supramono. (2013). Perjanjian Utang Piutang. Kencana.
Husnul Haq. (2018). Ragam Pendapat Ulama tentang Hukum Bunga Bank. NU Online. https://islam.nu.or.id/fiqih-perbandingan/ragam-pendapat-ulama-tentang-hukum-bunga-bank-rDsVp
Hutauruk, A. H., Hamdani, R., & Syaifuddin, M. (2022). Pemilihan Pemberian Pinjaman Kredit Usaha Rakyat ( KUR ) Pada Nasabah Menggunakan Metode MAUT. Jurnal Sistem Informasi TGD, 1(4), 565–573. https://ojs.trigunadharma.ac.id/index.php/jsi
Ismail Nawawi. (2012). Fikih Muamalah Klasik dan Kontemporer. Penerbit Ghalia Indonesia.
Kasmir. (2012). Manajemen Perbankan (Edisi Revi). Rajawali Pers.
Kementerian Dalam Negeri. (2016). Peraturan Menteri Dalam Negeri Republik Indonesia. 2016(1038), 1–19.
Mursid, F., & Nurhisam, L. (2022). Kajian Hukum Islam tentang Rekening Bersama (RekBer) pada E-Commerce. TAWAZUN : Journal of Sharia Economic Law, 5(1), 47. https://doi.org/10.21043/tawazun.v5i1.13997
Nadhiroh, N. A. (2015). TELAAH HUKUM ISLAM MENGENAI UTANG PIUTANG SISTEM IJO ( NGIJO ) Nur Afifatun Nadhiroh Pendahuluan Setiap muslim diperbolehkan bekerja baik dengan jalan bercocok tanam , berdagang , mendirikan pabrik , menjadi pegawai dan pekerjaan apapun selama pekerjaan t. 05(02), 1151–1167.
Nisa, R. K. (2019). ANALISIS HUKUM ISLAM TERHADAP PANDANGAN pada awal perjanjian pinjaman . Pada awal transaksi , pemberi. 9.
Nurjaman, M. I., & Anwar, S. (2022). Praktik Riba Dan Bunga Bank: Telaah Etika Dalam Ekonomi Islam. Al Iqtishod: Jurnal Pemikiran Dan Penelitian Ekonomi Islam, 10(1), 1–15. https://doi.org/10.37812/aliqtishod.v10i1.296
Ramadhan, M. F. (2017). Analisis Hukum Islam terhadap Akad Hutang Piutang Bersyarat di Desa Balangtanayya , Kabupaten Takalar.
Rofiullah, A. H., Pengembangan, J., & Syariah, E. (2021). Pendangan Hukum Islam Terhadap Akad Dan Praktik Qard (Hutang Piutang). Jurnal Pengembangan Ekonomi Syariah, Vol 3 No.2, Agustus 2021, 3(2), 35–47.
Sabiq, S. (1987). Fikih Sunnah 13. PT. Al-Ma’arif.
Sari, N. K. (2015). TINJAUAN HUKUM ISLAM TERHADAP ARISAN BERSYARAT (Studi Kasus di Kranggan Prajurit Kulon Mojokerto) Nur Kartika Sari. 05(01), 39–40.
Suryani, E. Y. (2022). Analisis Hukum Ekonomi Islam Terhadap Penetapan Fee Transaksi BRILink. TAWAZUN : Journal of Sharia Economic Law, 5(1), 133. https://doi.org/10.21043/tawazun.v5i1.13896
Undang-Undang No 32 Tahun 2004, T. P. D. (2004). Undang-Undang No 32 Tahun 2004 Tentang Pemerintah Daerah. Dpr, 249. http://www.dpr.go.id/dokjdih/document/uu/33.pdf
Wahbah az-Zuhaili. (2007). Fiqh Islam wa Adillatuhu (Jilid 5). Gema Insani.
DOI: http://dx.doi.org/10.21043/tawazun.v6i2.19356
Refbacks
- There are currently no refbacks.
Copyright (c) 2023 TAWAZUN : Journal of Sharia Economic Law
Tawazun: Journal of Sharia Economic Law has been Indexed by :
Tawazun: Journal of Sharia Economic Law by Sharia Economic Law Department, Sharia Faculty, State Islamic Institute of Kudus, Kudus, Indonesia is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.