Kebijakan Peraturan OJK Terhadap Perbankan Syariah dalam Menghadapi Wabah Covid-19 di Era New Normal

Inna Fauzi, Yassirlana Anjani

Abstract


This study aims to examine the policy of Islamic banking law in maintaining its existence in the face of the plague that is hitting Indonesia. OJK (Financial Services Authority) has also made a number of policies that are used as an effort to save the economy in Indonesia. One of the regulations is stated in POJK  Number 18 / POJK.03 / 2020 concerning "Written Orders for Handling Bank Problems". The legal policy used by Islamic banking is to measure the new OJK regulations as the organizer of an integrated regulatory and supervisory system of all activities in the financial services sector. The method used in this research is descriptive qualitative. The method used in this research is descriptive qualitative. related to the world of banking. The method used in this research is descriptive qualitative. The object of this research is Islamic banking which has more religious wisdom. The results of this study indicate that Islamic banking is making service updates, considering that the transition of the banking world to digital can increase the efficiency of work processes and improve the quality of customer service, by digitizing during the pandemic. The bank has made long-term investments and it is projected that digital services will be one of the main drivers of sustainable banking industry growth in the context of fulfilling POJK Number 18 / POJK.03 / 2020.



Keywords


Islamic banking, legal policy, New normal era

Full Text:

PDF

References


Attamini, Hamis S. (1990). Peranan Keputusan Presiden Indonesia dalam Penylnggaraan Pemerintah Negara, Suatu Studi Analisis Mengenai Keputusan Presiden yang Berfungsi Pengaturan dalam Kurun Waktu. Program Pasca Sarjana Universitas Jakarta.

Bernard L. Dkk. (2010).Teori Hukum, Strategi Tertib Manusia Lintas Ruang dan Generasi. Yogyakarta: Genta Publishing.

Edi, Sutrisno. (2007). Menejemen Sumber Daya Manusia. Jakarta: Kencana,

Mardhiyaturrositaningsih & Muhammad Syarqim Mahfudz. (2020).

Dampak Pandemi Covid-19 Terhadap Manajemen Industri Perbankan Syariah: Analisis Komparatif. Jurnal Ekonomi dan Manajemen, Vol 2 (1).

Moh. Nizar, (2013). Metodologi Penelitian. Bogor: Ghalia Indonesia.

Morisan. (2014). Metode Penelitian Survey. Jakarta: Prenadamedia Group.

Muhyiddin. (2020). Covid-19, New Normal dan Perencanaan Pembangunan di Indonesia. The Indonesian Journal of Development Planning, Vol 4 (2).

POJK Nomor 18/POJK (OTORITAS JASA KEUANGAN).03/2020 tentang “Perintah Tertulis Untuk Penanganan Permasalahan Bank”

Riftiani, R. I., Lestari, D. P., & Hana, K. F. (2020). Implementation of Sharia Management in Islamic Mutual Fund Products Rizki Ikha Riftiani. Journal of Finance and Islamic Banking, 3(1), 77–94. https://doi.org/10.22515/jfib.v3i1.2626

Setiyaningsih, A., Haryanti, I., & Hana, K. F. (2020). Ada Apa Dengan Kinerja di Bank Panin Dubai Syariah? BanKu: Jurnal Perbankan Dan Keuangan, 1(Agustus), 60–74.

Sumarni, Yenti. (2020). Pandemi Covid-19: Tantangan Ekonomi dan Bisnis. Al-intaj, Vol 6(2).

Tahliani, Hani. (2020). Tantangan Perbankan Syariah dalam Menghadapi Pandemi Covid-19. Jurnal Madani Syariah, Vol 3(2).

Ubaidillah, Muhammad. (2020). Tinjauan Atas Implementasi Perpanjangan Masa Angsuran Untuk Pembiayaan Di Bank Syariah Pada Situasi Pandemi Covid-19, Jurnal Pemikiran dan Pengembangan Perbankan Syariah, Vol 6(1).

UU Nomor 21 Tahun 2011 tentang perintah OJK (Otoritas Jasa Keuangan)

Yuliandri. (2009). Asas-Asas Pembentukan Peraturan Perundang-undangan yang Baik, Gagasan Pembentukan Undang-Undang Berkelanjutan, Jakarta: Raja Grafindo Persada.

Yusnaini. (2010). Pengaruh Kualitas Pelayanan Internet Banking Terhadap Kepuasan Dan Loyalitas Konsumen Pada Bank Swasta. Jurnal Dinamika Akuntansi, Vol 2(1).

https://ekonomi.bisnis.com/read/20200915/12/1291857/survei-bps-covid-19-tekan-semua-sektor-usaha, akses tanggal 5 Maret 2021.

https://www.ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Siaran-Pers-OJK (OTORITAS JASA KEUANGAN)-Keluarkan-Peraturan-Terkait-Penanganan-Dampak-Covid-19.aspx, akses tanggal 5 Maret 2021.

https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/laporan-profil-industri perbankan/Documents/LAPORAN%20PROFIL%20INDUSTRI%20PERBANKAN%20TRIWULAN%20II%202020.pdf, akses tanggal 5 Maret 2021.

https://www.ojk.go.id/id/kanal/syariah/data-dan-statistik/laporan-perkembangan-keuangan-syariah-indonesia/Documents/LAPORAN%20PERKEMBANGAN%20KEUANGAN%20SYARIAH%20INDONESIA%202019.pdf, akses tanggal 5 Maret 2021.




DOI: http://dx.doi.org/10.21043/tawazun.v4i1.10034

Refbacks

  • There are currently no refbacks.


Copyright (c) 2021 TAWAZUN : Journal of Sharia Economic Law

Tawazun: Journal of Sharia Economic Law has been Indexed by :

 


 

Tawazun: Journal of Sharia Economic Law
ISSN 2655-9021 (print) | ISSN 2655-9579 (online)

Creative Commons License

Tawazun: Journal of Sharia Economic Law by Sharia Economic Law Department, Sharia Faculty, State Islamic Institute of Kudus, Kudus, Indonesia is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.